As of 2025, the FHA loan limits in Eudora, located in Douglas county, KS, are established at $472,030 for a single-family home. For properties with two units, the limit is $604,400, for those with three units, it's $730,525, and for four-unit residences, the cap is $907,900.
Concerning conventional loans, the maximum obtainable amount for a single-family residence is $726,200. This extends to $929,850 for two units, $1,123,900 for three-unit dwellings, and $1,396,800 for homes with four units.
Our FHA calculator is essential for discovering today’s top FHA rates and identifying the required downpayment, income thresholds, credit evaluations, reserves, and documentation needed to qualify for these loans.
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The Loan Limits Comparison Table for 2025 in Eudora, Douglas, KS, provides expansive insight into the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification requirements—such as income levels, reserves, and credit standards—using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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