In 2026, FHA loan limits for Mulvane, within the county of Sumner, KS, are set as follows: $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for properties with three units, and $907,900 for those comprising four units.
The maximum loan amounts for conventional loans on a single-family residence are up to $726,200. For two units, the limit extends to $929,850, rising to $1,123,900 for residences with three units, and $1,396,800 for homes with four units.
Utilize our FHA calculator to access today’s optimal FHA rates and ascertain the necessary downpayment, income levels, credit requirements, reserves, and documentation to qualify.
Lendersa® calculator enables you to thoroughly compare FHA rates and terms against all other loan program options. Investigate choices such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers extensive data from thousands of lenders and provides rapid evaluations tailored to fit your specific financial profile and individual needs.
In 2026, the Loan Limits Comparison Table for Mulvane, Sumner, KS, details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed analysis of qualification requirements like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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