For 2026, the FHA loan limits in Dodge-City of Ford county, KS, are structured as follows: for a single-family home, the limit is $356,362; for a property with two units, it is $456,275; the limit for three units is $551,500; and finally, for four units, it stands at $685,400.
Regarding conventional loans, the highest loan amount available for a single-family residence is $548,250. For two-unit homes, the cap is $702,000, whereas for three-unit properties, it reaches $848,500, and for four-unit structures, the limit is set at $1,054,500.
Utilize our FHA calculator to explore today's best FHA rates and to understand the necessary downpayment, income benchmarks, credit score requirements, reserves, and documentation needed to qualify successfully.
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The Lendersa® calculator facilitates a comprehensive assessment of FHA rates and terms when contrasted with other available loan programs. Delve into options including Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM loans, and hard money loans, all compared with FHA offerings.
Lendersa® compiles detailed loan program data from thousands of lenders, enabling swift comparisons tailored to your unique financial profile and individual needs.
The Loan Limits Comparison Table for 2026 in Dodge-City, within Ford, KS, provides an exhaustive comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the insight to compare qualification criteria like income, reserves, and credit requirements with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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