In 2026, within Seward county of KS, the FHA loan limit in Liberal is outlined as follows: $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit properties, and $907,900 for those with four units.
The conventional loan limits for a single-family residence are set at $726,200, increasing to $929,850 for two-unit homes, $1,123,900 for those featuring three units, and $1,396,800 for residences with four units.
Our FHA calculator is a tool for assessing the day's best FHA rates and determining the required downpayment, income necessities, credit benchmarks, reserves, and the documentation needed to qualify.
Lendersa® provides a calculator that facilitates comparing FHA rates and terms with all other available loan programs. Dive into detailed comparisons of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, contrasting them with FHA.
Sourced from thousands of lenders, Lendersa® delivers data that provides swift comparisons tailored to accommodate your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Liberal, located in Seward, KS, enables comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing essential income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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