For 2026, the FHA loan limit in El-Dorado, located in the county of Butler, KS, is $356,362 for a single-family home, $456,275 if there are two units, $551,500 for three-unit houses, and $685,400 for homes with four units.
The maximum allowable amount for conventional loans on a single-family residence stands at $548,250. For two-unit houses, the limit is $702,000; for three-unit properties, it is $848,500; and for four-unit properties, the cap is $1,054,500.
Use our FHA calculator to determine today's best FHA rates, downpayment, income, credit requirements, reserves, and the documents necessary for qualification.
The Lendersa® calculator gives you the ability to compare FHA rates and terms with all other loan programs. Investigate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA loans.
Lendersa® sources extensive loan data from thousands of lenders, providing quick and tailored comparisons to fit your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for El-Dorado, Butler, KS, assists in evaluating maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess essential qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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