For 2025, the FHA loan limit in El-Dorado, located in the county of Butler, KS, is $356,362 for a single-family home, $456,275 if there are two units, $551,500 for three-unit houses, and $685,400 for homes with four units.
The maximum allowable amount for conventional loans on a single-family residence stands at $548,250. For two-unit houses, the limit is $702,000; for three-unit properties, it is $848,500; and for four-unit properties, the cap is $1,054,500.
Use our FHA calculator to determine today's best FHA rates, downpayment, income, credit requirements, reserves, and the documents necessary for qualification.
The Lendersa® calculator gives you the ability to compare FHA rates and terms with all other loan programs. Investigate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA loans.
Lendersa® sources extensive loan data from thousands of lenders, providing quick and tailored comparisons to fit your unique financial profile and needs.
In 2025, the Loan Limits Comparison Table for El-Dorado, Butler, KS, assists in evaluating maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess essential qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
