For 2026, the FHA loan limits in Fort-Scott, situated in Bourbon county, KS, are established at $356,362 for a single-family home. This extends to $456,275 for houses with two units, $551,500 for three-unit properties, and $685,400 for residences featuring four units.
The peak loan amounts for conventional loans on a single-family dwelling reach $548,250. For homes with two units, the cap is $702,000, for those with three it is $848,500, and for four-unit houses, it tops at $1,054,500.
Our FHA calculator is designed to help you identify the top FHA rates available today and clarify downpayment needs, income qualifications, credit ratings, reserves, and necessary documents for qualification.
The Lendersa® calculator is your tool for comparing FHA rates and terms with those of other loan programs. Investigate opportunities like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA to find the best option.
Lendersa® compiles a wealth of loan program data from thousands of lenders, allowing quick and tailored comparisons with your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table in Fort-Scott, within Bourbon, KS, offers insight into maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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