In 2026, FHA loan limits in Holton, within Jackson county, KS, are set at $472,030 for a single-family home, $604,400 for two-unit homes, $730,525 for three units, and $907,900 for four-unit properties.
Conventional loans have a maximum borrowing amount of $726,200 for a single-family residence, increasing to $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to identify today’s top FHA rates and calculate the necessary downpayment, income, credit, reserves, and documents required for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms against those of other loan programs. Consider exploring Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan program data from thousands of lenders, providing quick, tailored comparisons to fit your specific financial profile and needs.
This year, 2026, the Loan Limits Comparison Table in Holton, Jackson, KS, helps analyze maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Holton FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
