In 2026, the FHA loan limits set for Hugoton county in Stevens, KS, specify $472,030 for a single-family dwelling, $604,400 for two-unit properties, $730,525 for three-unit houses, and $907,900 for four-unit buildings.
The maximum amount allowed for conventional loans on a single-family home in this region is $726,200. If your property includes two units, the limit enhances to $929,850; for three units, it is $1,123,900; and, at four units, it caps at $1,396,800.
Utilize our FHA calculator to explore today's top FHA rates and assess the needed downpayment, income requirements, credit worthiness, reserves, and essential documents to qualify.
The Lendersa® calculator provides the ability to compare FHA rates and terms with those from various other loan programs. Investigate options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Accessing loan program data from thousands of lenders, Lendersa® enables swift, tailored comparisons based on your personal financial profile and needs.
This year's comparison table for Hugoton, Stevens, KS, focuses on maximum limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To fully gauge qualifications such as income, reserves, and credit standing, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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