FHA Loan Limits for Manhattan, Riley County, KS in 2026

For the year 2026, the FHA loan limits in Manhattan, Riley county, KS, are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.

The conventional loan maximums are set at $726,200 for single-family homes, $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four units.

Our FHA calculator can show you the most competitive FHA rates available today and help you determine requirements such as downpayment, income, credit levels, reserves, and documents needed for qualification.

Explore loan offers from 100 lenders to find the best fit

Analyze Loan Options in Manhattan, KS

Through the Lendersa® calculator, you can compare FHA rates and terms with other available loan programs. Explore options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® collects extensive loan program data from thousands of lenders and quickly matches it to your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Manhattan, Riley, KS, allows you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit requirements.

Loan limits Manhattan county of Riley, KS

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Manhattan FHA Lenders

  • Kaw Valley State Bank
  • 1015 Kaw Valley Park Circle, Wamego, KS, 66547
  • Lends in Kansas
  • Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.

  • KDWallStreet Mortgage, LLC
  • 6540 SW 10th Ave, Suite 102, Topeka, KS, 66615
  • Lends in Kansas
  • At KDWallStreet Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • VisionBank
  • 3031 SW Wanamaker Rd, Topeka, KS, 66614
  • Lends in Kansas
  • We were founded on the belief that a bank can best provide excellent, personalized service to its customers when it is rooted in the community it serves and isn't part of a giant banking conglomerate. In the modern financial world, a community bank has the capacity to deliver and meet our customer needs just as the big banks can.

  • Azura Credit Union
  • 2808 SW Arrowhead Road, Topeka, KS, 66614
  • Lends in Kansas
  • Azura Credit Union was formed when Educational Credit Union and Quest Credit Union merged on May 1, 2016. Azura has over 50, 000 members and offers everything from checking and savings, to auto, personal and home loans, business services and online and mobile banking. Credit Union was formed when Educational Credit Union.

  • Landmark National Bank
  • 1741 N Washington, Auburn, KS, 66402
  • Lends in Kansas
  • Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.

  • The Farmers State Bank
  • 209 Montana Avenue, Holton, KS, 66436
  • Lends in Kansas
  • The Farmers State Bank of Circleville was chartered October 27, 1900 with $5,000.00 capital. By 1916 the total assets had increased to over $100,000.00. The bank survived a robbery in 1923, the Circleville fire in 1931, and The Depression and resulting bank failures. It was a matter of pride to have been the first bank

  • Kaw Valley Bank
  • 1110 North Kansas Avenue, Topeka, KS, 66608
  • Lends in Kansas
  • Kaw Valley Bank has been a part of Topeka for over 150 years, with its roots starting in Oakland & eventually growing in North Topeka & later city wide. The banks original name was Oakland State Bank. In 1920s Glenn Swogger Sr. & his father J.S. Swogger purchased Oakland State Bank where it was a storefront bank with a family living headquarters.

  • Kansas Blue Cross Blue Shield Credit Union
  • 1010 SW Tyler Street, Topeka, KS, 66612
  • Lends in Kansas
  • In the early 1950’s, an employee of Blue Cross and Blue Shield of Kansas named Francis Woods kept a small metal cash box in his desk drawer. If a coworker or friend was running short, Francis would loan them enough cash to get by until the next payday. From these simple roots, came the organization

  • Central National Bank
  • 800 SE Quincy St, Topeka, KS, 66612
  • Lends in Kansas
  • Our Mission is Every individual in Central National Bank is entrusted with the responsibility of providing superior financial products and services that result in making our customers, the communities we serve, and our company successful. At Central National Bank we find our employees engaged in the communities they live in.

  • Community National Bank KS
  • 210 Main Street, Seneca, KS, 66538
  • Lends in Kansas
  • Community National Bank was founded in 1984 by a group of individuals in Nemaha County, Kansas on a philosophy of diverse local ownership with decisions made on a local level. Our strategy is to offer a wide array of financial services, while being an integral part of the local communities we serve.