2026 FHA Loan Limits for Manhattan, Riley County, Kansas

For the year 2026, the FHA loan limits in Manhattan, Riley county, KS, are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.

The conventional loan maximums are set at $726,200 for single-family homes, $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four units.

Our FHA calculator can show you the most competitive FHA rates available today and help you determine requirements such as downpayment, income, credit levels, reserves, and documents needed for qualification.

Explore loan offers from 100 lenders to find the best fit

Analyze Loan Options in Manhattan, KS

Through the Lendersa® calculator, you can compare FHA rates and terms with other available loan programs. Explore options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® collects extensive loan program data from thousands of lenders and quickly matches it to your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Manhattan, Riley, KS, allows you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit requirements.

Loan limits Manhattan county of Riley, KS

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Gershman Investment Corp
  • 2580 S 90th St, Suite 140, Omaha, NE, 68124
  • Lends in Kansas
  • Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,

  • Pinnacle Bank
  • 18081 Burt St, Elkhorn, NE, 68022
  • Lends in Kansas
  • We’ve always taken pride in our heritage as a family-owned, community Bank. Our commitment to our customers and community is at the forefront of how we do business. It’s been that way since the very beginning and continues today. Today, we operate a network of more than 151 locations with over $10.8 B in assets.

  • First National Bank of Omaha
  • 1620 Dodge Street, Omaha, NE, 68197
  • Lends in Kansas
  • For a century and a half, FNBO, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry.

    When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.

  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • Lends in Kansas
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest

  • RCB Bank
  • 300 W. Patti Page Blvd, Claremore, OK, 74018
  • Lends in Kansas
  • RCB Bank is a hometown community bank, founded in Claremore, Oklahoma, in 1936 during the Great Depression. Today, RCB Bank is one of the largest Oklahoma-owned banks by assets, serving more than 50 locations across Oklahoma and Kansas.

    RCB Bank first opened its doors for business on Saturday, January 4, 1936, at 9:00 a.m.

  • Today Lending
  • 320 Boston Avenue, Tulsa, OK, 74103
  • Lends in Kansas
  • Today Lending team; we are excited about providing clients with the best mortgage options, combined with the lowest rates available. The outstanding mortgage professionals here will work with you one-on-one, to ensure that you get a mortgage that is tailored specifically to meet your home loan needs. Whether you are purchasing your dream home.

  • Oklahoma Mortgage Group
  • 6666 S Sheridan Rd Ste 102, Tulsa, OK, 74133
  • Lends in Kansas
  • Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a

  • First National Bank in Cimarron
  • 121 N. Main, Cimarron, KS, 67835
  • Lends in Kansas
  • We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.

  • Paddio
  • 1930 W Bennett St, Suite 100, Springfield, MO, 65807
  • Lends in Kansas
  • Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.