For 2026, the FHA loan limits in Wamego, within Pottawatomie county of KS, are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four-unit houses.
The maximum amount available for conventional loans on a single-family residence is $726,200, increasing to $929,850 for two units, $1,123,900 for three-unit properties, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to access today's best FHA rates and understand what is needed for downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator provides a way to compare FHA rates and terms with those of other loan programs. Explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® compiles data from thousands of lenders, allowing for quick comparisons suited to your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for Wamego, Pottawatomie, KS, outlines the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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