As of 2026, the FHA loan limit in Junction-City, Geary county, KS is set at $356,362 for a single-family home. For properties with two units, it is $456,275; for three units, $551,500; and for four-unit properties, it is $685,400.
For conventional loans, the maximum amount is $548,250 for a single-family residence, with $702,000 for two units, $848,500 for three units, and $1,054,500 for four-unit buildings.
Our FHA calculator can help you to find today's optimal FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation to qualify.
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With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all placed side by side with FHA options.
Lendersa® compiles extensive loan data from thousands of lenders to provide a quick comparison tailored to your specific financial profile and needs.
For 2026 in Junction-City, Geary, KS, the Loan Limits Comparison Table allows you to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To review qualification criteria such as income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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