In 2025, the FHA loan limits in McPherson, part of McPherson county, KS, are $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Regarding conventional loans, the maximum available for a single-family residence is $726,200. For two-unit properties, it is $929,850, for three units $1,123,900, and $1,396,800 for four units.
Use our FHA calculator to access today’s most competitive FHA rates and determine what is needed for downpayment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with those of other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® sources extensive data from thousands of lenders, enabling rapid comparisons tailored to your specific financial profile and needs.
For 2025 in McPherson, McPherson, KS, the Loan Limits Comparison Table helps you evaluate maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification needs like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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