In 2026, the set FHA loan limits in Lyons, within Rice county of KS, are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for those with four units.
Conventional loan amounts for a single-family residence reach up to $726,200. For two-unit homes, the cap is $929,850, while three-unit properties allow a maximum of $1,123,900, and for four-unit homes, it's $1,396,800.
Utilize our FHA calculator to explore today’s top FHA rates and determine the downpayment, income criteria, credit requirements, reserves, and documentation necessary for qualification.
The Lendersa® calculator is designed to help compare FHA rates and terms with those of other available loan programs. Consider opportunities such as Conventional loans, Jumbo options, VA, USDA, Non-QM, and hard money loans alongside FHA selections.
Lendersa® compiles detailed loan data from thousands of lenders, enabling quick comparisons tailored to your unique financial profile and requirements.
In 2026, the Loan Limits Comparison Table in Lyons, Rice, KS, presents a comprehensive overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification requirements—such as income, reserves, and credit—using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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