For 2026, the FHA loan limits in Wellington, part of Sumner county, KS, are set at $472,030 for a single-family home. For two-unit properties, the cap is $604,400; for three units, it reaches $730,525, and for four-unit homes, it stands at $907,900.
The maximum allowable amount under conventional loans for a single-family residence is $726,200. It is $929,850 for two units, $1,123,900 for three units, and $1,396,800 for buildings with four units.
Use our FHA calculator to find today’s premier FHA rates and assess necessary downpayment, income, credit, reserves, and documentation to meet qualification criteria.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other available loan programs. Dive into options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates extensive loan program data from thousands of lenders, providing rapid comparisons suitable for your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Wellington, Sumner, KS, provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To thoroughly evaluate qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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