In 2026, the FHA loan limit in Park-City, part of Sedgwick county, KS, is as follows: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for buildings with three units, and $685,400 for those with four units.
The highest loan amount for conventional loans on a single-family residence is $548,250. This increases to $702,000 if you own a two-unit home, $848,500 for properties with three units, and $1,054,500 for four-unit dwellings.
Our FHA calculator can help you explore today's top FHA rates and determine the necessary downpayment, requisite income, credit check, reserves, and essential documentation for loan qualification.
The Lendersa® calculator allows you to thoroughly compare FHA rates and terms with those from a myriad of other loan programs. Engage with options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA to see the full spectrum of possibilities.
With data extracted from thousands of lenders, Lendersa® provides quick, tailored comparisons aligned with your personal financial situation and requirements.
For 2026, the Loan Limits Comparison Table in Park-City, situated in Sedgwick, KS, helps you evaluate the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To accurately analyze qualification requirements such as income, reserves, and credit needs, you can utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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