For the year 2026, the FHA loan limits for Valley-Center in Sedgwick county, KS, are set as follows: $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for properties with three units, and $685,400 for those featuring four units.
The conventional loan maximums available for a single-family home are $548,250, extending to $702,000 for homes with two units, $848,500 for three units, and $1,054,500 for four-unit residences.
Our FHA calculator aids you in discovering today's leading FHA rates and assists in assessing required downpayments, income levels, credit worthiness, reserves, and the necessary documentation for qualification.
The Lendersa® calculator provides a comprehensive platform to compare FHA rates and terms against those of all other loan programs. Compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, using FHA as a benchmark.
By collecting detailed loan program data from thousands of lenders, Lendersa® offers quick comparisons tailored to match your unique financial profile and individual requirements.
This year, 2026, the Loan Limits Comparison Table for Valley-Center, located in Sedgwick, KS, offers insights into the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For in-depth assessment of qualification needs like income, reserves, and credit, you can rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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