In 2025, the FHA loan limit in Brandenburg county of Meade, KY is specified as $472,030 for a single-family home. If you're dealing with properties consisting of 2-units, the limit expands to $604,400. For those looking at 3-unit residences, the permissible loan amount reaches $730,525, and for 4-unit properties, the maximum extends to $907,900. Understanding these limits is essential for potential buyers planning to leverage FHA backing for their property acquisition, ensuring they align with federal guidelines effectively.
Conversely, the maximum loan amounts for conventional mortgages on a single-family residence are set at $726,200. When considering a 2-unit home, the ceiling goes up to $929,850. If a 3-unit home is under consideration, the limit is pegged at $1,123,900, and for residences with 4-units, the allowable loan maxes out at $1,396,800. These figures serve as critical benchmarks for individuals exploring conventional mortgage financing as part of their home purchase strategy.
Use our FHA calculator to navigate today’s best FHA rates. Beyond rates, it helps in determining downpayment requirements and assessing eligibility criteria, including income verification, credit scoring, reserves, and the documentation needed to qualify. By using this calculator, borrowers gain comprehensive insights into their financial obligations, facilitating a smoother loan application experience.
The Lendersa® calculator equips you to analyze and contrast FHA rates and terms against a broad mix of other loan programs. These encompass conventional loans, expansive jumbo loans, VA programs, USDA financing, non-QM alternatives, and hard money loans. This diverse range allows for thorough examination, ensuring borrowers choose the most advantageous loan type for their unique circumstances.
Backed by data from numerous lenders, Lendersa® ensures swift alignment of loan options with your personalized financial profile, providing clarity and options that meet your needs accurately.
Explore our Loan Limits Comparison Table for 2025 situated in Brandenburg county under Meade, KY. This resource offers insight into maximum loan amounts across several program categories, including FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an exhaustive evaluation of qualification criteria, such as income standards, required reserves, and credit assessments, ensuring loan choices are well-informed and strategically aligned with financial plans.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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