For the year 2026, the FHA loan limits in Radcliff, part of Hardin county, KY, are $472,030 for a single-family residence. They increase to $604,400 for properties with two units, rise to $730,525 for those with three units, and peak at $907,900 for homes containing four units.
As for conventional loans, the upper limit for a single-family home is $726,200. For duplexes, this limit is $929,850, for triplexes it reaches $1,123,900, and is capped at $1,396,800 for buildings with four units.
Utilize our FHA calculator to access the best rates available today. This tool helps determine what down payment, income, creditworthiness, reserves, and documentation are required to qualify.
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The Lendersa® calculator offers comparisons between FHA rates and terms and all other loan programs. Investigate and juxtapose, for example, Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® systematically compiles loan program data from a vast array of lenders, instantly comparing this data against your specific financial needs and condition.
The Loan Limits Comparison Table for 2026 in Radcliff, situated in Hardin, KY, serves as a resource to compare maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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