During 2026, the FHA loan cap for a single-family home in Elizabethtown, located in Hardin, KY stands at $472,030. For homes with 2-units, the cap is $604,400, while for properties with 3-units, it is $730,525, and for those with 4-units, $907,900 applies.
The upper limit for conventional loan amounts on a single-family residence is $726,200. In the case of 2-unit dwellings, this maximum is $929,850, for 3-units it is $1,123,900, and for 4-units, the maximum amount is $1,396,800.
Our FHA calculator is at your disposal to check today's most favorable FHA rates. Use it to assess the necessary down payment, income, credit rating, reserves, and appropriate documentation for qualification.
The Lendersa® calculator provides the ability to compare rates and terms between FHA loans and other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
With data compiled from thousands of lenders, Lendersa® can swiftly compare this information with your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in Elizabethtown within Hardin, KY, allows a side-by-side comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualifying criteria like income, financial reserves, and credit requirements, explore the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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