In 2025, the FHA loan limit in Elsmere county of Kenton, KY, stands at $472,030 for single-family homes, $604,400 for 2-unit homes, $730,525 for 3-unit properties, and $907,900 for 4-units.
Maximum amounts for conventional loans on a single-family residence are $726,200, increasing to $929,850 for 2-unit homes, $1,123,900 for 3-units, and $1,396,800 for 4-unit properties.
Our FHA calculator can show you today’s best FHA rates and help you determine the needed down payment, income, credit, reserves, and documents required to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those from other loan programs. Investigate and compare Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates loan data from thousands of lenders and quickly aligns it with your distinct financial profile and needs.
The 2025 Loan Limits Comparison Table in Elsmere county of Kenton, KY, allows you to assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maxima. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
