As of 2026, the FHA loan limit in Villa-Hills county of Kenton, KY is $356,362 for a single-family home. For a 2-unit property, it is $456,275; a 3-unit home has a limit of $551,500, and a 4-unit property is capped at $685,400.
For conventional loans, the max loan amount on a single-family residence is $548,250. For two units, it's $702,000, for three units, $848,500, and for four units, $1,054,500.
Our FHA calculator shows today's best FHA rates and helps you determine the necessary down payment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs' terms. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offers.
Lendersa® gathers extensive loan data from thousands of lenders, matching it with your unique financial profile quickly.
The 2026 Loan Limits Comparison Table in Villa-Hills county of Kenton, KY, reviews FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loans. To assess income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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