For 2026, the FHA loan limits in Crescent-Springs county of Kenton, KY are set at $356,362 for a single-family home. For properties with 2-units, the limit is $456,275; for 3-units, it's $551,500; and for 4-units, the maximum reaches $685,400.
The maximum amount for conventional loans on single-family residences is $548,250, with a cap of $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to see today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against a variety of other loan programs. These include conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans, all in contrast with FHA options.
By accessing data from thousands of lenders, Lendersa® matches this information quickly to your unique financial profile and needs.
Utilize our Loan Limits Comparison Table for 2026 in Crescent-Springs, included within Kenton, KY, to evaluate maximum loan amounts across FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To assess qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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