For 2026, the FHA loan limits in Lawrenceburg county, part of Anderson, KY, are set as follows: $472,030 for a single-family home, $604,400 for 2-unit dwellings, $730,525 for 3-unit residences, and $907,900 for properties with 4 units.
The maximum loan amount for conventional loans on a single-family home reaches $726,200, escalating to $929,850 for 2-unit homes, $1,123,900 for 3-unit buildings, and $1,396,800 for those with 4 units.
Utilize our FHA calculator to explore the best current rates and ascertain necessary qualifications, such as downpayment, income, credit score, reserves, and required documents.
The Lendersa® calculator empowers you to compare FHA rates and terms with a suite of other loan programs. Explore and evaluate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA rates.
Lendersa® aggregates data from thousands of lenders, providing quick comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lawrenceburg county within Anderson, KY covers maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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