For the year 2026, in Versailles county of Woodford, KY, FHA loan limits are defined as follows: $472,030 for a single-family home, $604,400 for 2-unit homes, $730,525 for 3-unit homes, and $907,900 for properties with 4 units.
The upper limit for conventional loans on a single-family residence is $726,200, extending to $929,850 for 2-unit homes, $1,123,900 for 3-unit residences, and reaching $1,396,800 for 4-unit properties.
Utilize our FHA calculator to explore the most competitive FHA rates available today and ascertain necessary qualifications such as downpayment, income, credit history, reserves, and required documents.
Lendersa® calculator provides a thorough comparison of FHA rates and terms with other loan programs. Explore, compare, and contrast a range of options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® leverages a vast database of loan programs from thousands of lenders, instantly aligning them with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 within Versailles county, located in Woodford, KY, allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria such as income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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