In 2026, the FHA loan limit in Paintsville county of Johnson, KY, is set at $472,030 for a single-family home. For two-unit properties, it is $604,400, for three-unit homes $730,525, and for four-unit residences, the cap is $907,900.
Regarding conventional loans, the maximum for a single-family residence is $726,200. For two units, the limit is $929,850, for three units $1,123,900, and four-unit homes have $1,396,800.
Utilize our FHA calculator to find today’s best FHA rates and determine the needed down payment, income, credit score, reserves, and qualification documents.
The Lendersa® calculator allows comparison between FHA rates and terms with all other loan programs. Consider exploring Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans compared to FHA.
Lendersa® acquires data from thousands of lenders and rapidly compares it to your unique financial profile.
The Loan Limits Comparison Table for 2026 in Paintsville county of Johnson, KY, provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess qualification requirements including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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