During 2026, the FHA loan limit for Paris county, part of Bourbon in KY, is set at $472,030 for a single-family home. The limit increases to $604,400 for properties with two units, $730,525 for three-unit homes, and reaches $907,900 for four-unit properties.
The maximum loan amount for conventional loans on a single-family residence stands at $726,200, which rises to $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for properties with four units.
Explore today's top FHA rates with our FHA calculator, which helps determine necessary qualifications such as downpayment, income, credit status, reserves, and required documentation.
The Lendersa® calculator allows you to compare FHA rates and terms alongside those of various other loan programs. Dive into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® quickly compiles comprehensive loan program data from thousands of lenders, matching it effectively with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Paris county of Bourbon, KY encompasses comparisons of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification standards such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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