For the year 2026, the FHA loan limit in Cynthiana county, part of Harrison, KY, is $472,030 for a single-family home. The cap is $604,400 for two-unit homes, $730,525 for three units, and $907,900 for four-unit residences.
The maximum amount for conventional loans on a single-family house is $726,200, with limits of $929,850 for two-unit properties, rising to $1,123,900 for three units, and reaching $1,396,800 for properties with four units.
Leverage our FHA calculator to explore the best FHA rates available today and determine what you need regarding downpayment, income, credit score, reserves, and required documentation to qualify.
The Lendersa® calculator facilitates comparison of FHA rates and terms against those offered by other loan programs. Analyze options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates extensive loan program data from thousands of lenders and promptly aligns it with your specific financial profile and requirements.
The 2026 Loan Limits Comparison Table for Cynthiana county of Harrison, KY, provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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