In the year 2026, the FHA loan limits in Shively county, which is part of Jefferson, KY, are set at $472,030 for single-family homes. For 2-unit properties, they are $604,400, for 3-units, it is $730,525, and for 4-units, the limit extends to $907,900.
The highest loan amount allowed for conventional loans on a single-family home is $726,200. For those with 2-units, it rises to $929,850, goes up to $1,123,900 for 3-units, and for 4-unit properties, it peaks at $1,396,800.
Check the most advantageous FHA rates available today with our FHA calculator. It assists in determining essential qualifications like downpayment, income, credit status, reserves, and needed documents.
The Lendersa® calculator allows you to contrast FHA rate and terms with those of various other loan programs. Investigate and evaluate an array of loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® collects detailed loan program data from a multitude of lenders and promptly aligns it with your specific financial goals and requirements.
The Loan Limits Comparison Table for 2026 in Shively county, part of Jefferson, KY, offers insights into the maximum amounts for loans like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification standards such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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