In the year 2026, the FHA loan limit for single-family homes in St.-Matthews county, located in Jefferson, KY, is set at $356,362. For 2-units, it's $456,275, for 3-units, it's $551,500, and for 4-units, the limit reaches $685,400.
The maximum amount for conventional loans, applicable to a single-family residence, is $548,250. For properties with 2-units, it is capped at $702,000, for those with 3-units, it's $848,500, and 4-unit homes have a limit of $1,054,500.
Utilize our FHA calculator to find the most favorable FHA rates today and assess necessary factors to qualify like downpayment, income, credit score, reserves, and required documentation.
Lendersa®'s powerful calculator lets you compare FHA rates and terms against all other types of loan programs. Dive into various loan options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA offers.
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For 2026, compare loan limits within St.-Matthews county, part of Jefferson, KY, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To check qualification criteria like income, reserves, and credit, use the advanced Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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