In 2026, the FHA loan limit in Graymoor-Devondale county of Jefferson, KY is set at $472,030 for a single-family home. For a property with 2-units, the limit becomes $604,400, for 3-units, it rises to $730,525, and for 4-units, the maximum is $907,900.
Regarding conventional loans, the ceiling for a single-family residence reaches $726,200. If your property includes 2-units, the max is $929,850, for 3-units, it's $1,123,900, and for 4-units, it's $1,396,800.
Use our FHA calculator to see current FHA rates and compute requirements like downpayment, income, credit, reserves, and documents needed to qualify.
With the Lendersa® calculator, you can compare FHA rates alongside other loan options such as conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® sources data from thousands of lenders, quickly aligning it with your financial needs.
Our Loan Limits Comparison Table for 2026 in Graymoor-Devondale, within Jefferson, KY, lets you assess FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loan amounts. Evaluate requirements using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for full insights into income, reserves, and credit qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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