In 2026, the FHA loan limit for Taylor-Mill county within Kenton, KY is $356,362 for a single-family home. Homes with 2-units are capped at $456,275, 3-units can reach $551,500, and 4-units are limited to $685,400.
For conventional loans, the highest loan amount for a single-family residence is $548,250. Two-unit properties can access up to $702,000, three-units are capped at $848,500, and four-unit dwellings can reach $1,054,500.
Use our FHA calculator to check today’s best FHA rates and determine needed down payment, income, credit requirements, reserves, and qualifying documents.
The Lendersa® calculator allows comparisons of FHA rates and terms with those of other loan programs. You can explore and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects comprehensive data from thousands of lenders and quickly aligns it with your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Taylor-Mill county within Kenton, KY, offers a review of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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