In 2025, the FHA loan limit in West Baton Rouge county, Addis, LA, is designated as $472,030 for a single-family home. For properties with two units, it is $604,400; for those with three units, it rises to $730,525, and for four units, the cap stands at $907,900. These loan limits provide a structured approach to assist in planning your purchase within the defined financial boundaries.
The maximum amount available for conventional loans on a single-family residence reaches $726,200. For two-unit properties, the limit is set at $929,850. Three-unit homes can avail up to $1,123,900, and for residences with four units, the maximum is $1,396,800. Understanding these figures aids in effectively managing your financial plans.
To aid in your financial decision-making, make use of our FHA calculator. It's designed to help ascertain today’s FHA best rates and establish what is required in terms of downpayment, income, credit score, reserves, and documents necessary for loan qualification.
Examine loan offers from 100 lenders, accessing a wide spectrum of mortgage options tailored to meet your unique financial situation.
The Lendersa® calculator allows you to use FHA rates & terms in comparison with other loan programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. This comparison enables informed decisions regarding available financial strategies.
Lendersa® efficiently aggregates expansive loan program data from thousands of lenders, offering rapid evaluations against your personal financial profile and needs. It ensures that the process of reviewing potential loans is swift and precise.
The Loan Limits Comparison Table for 2025 in Addis county of West Baton Rouge, LA, serves as a comparison for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess specific requirements such as income, necessary reserves, and credit criteria expected in the process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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