In 2025, the FHA loan limit for Gardere, situated in East Baton Rouge county, LA, is $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four-unit buildings.
The maximum loan amounts available for conventional financing on single-family homes are $726,200, going to $929,850 for two units, $1,123,900 for three units, and rising to $1,396,800 for four-unit structures.
Utilize our FHA calculator to find today’s optimal FHA rates and discover the necessary down payment, income requirements, reserves, credit, and documentation required for eligibility.
The Lendersa® calculator facilitates comparison between FHA rates and terms and those offered by other loan programs. Discover and compare options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive data from thousands of lenders, providing swift comparisons tailored to your unique financial profile and needs in seconds.
The Loan Limits Comparison Table for 2025 in Gardere, East Baton Rouge, LA, presents a comprehensive view of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To assess qualification needs like income, reserves, and credit ratings, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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