In 2025, the FHA loan limit in Arabi encompasses the county of St. Bernard, LA, with limits set at $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for residences with four units.
The highest loan amount allowed under conventional loans for a single-family residence is $726,200. For homes with two units, this limits climbs to $929,850, increasing to $1,123,900 for three-unit residences, and reaching $1,396,800 for four-unit properties.
Utilize our FHA calculator to discover the most favorable rates available today and assess the necessary downpayment, income requirements, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, promoting a thorough assessment of available finance options.
By collecting data from thousands of lenders, Lendersa® rapidly evaluates these offers against your particular financial profile and personalized needs.
The Loan Limits Comparison Table for 2025 in Arabi, within St. Bernard, LA, provides a comprehensive review of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To deeply analyze qualification needs including income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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