For 2026, the FHA loan limit in St. Bernard county, encompassing Chalmette, LA, is $472,030 for a single-family home. For properties with two units, the limit is $604,400, for three-unit homes it is $730,525, and for those with four units, the maximum is $907,900.
For conventional loans, the maximum amount on a single-family home is $726,200. Those with two units are capped at $929,850, while three-unit houses are limited to $1,123,900, and four-unit structures have a cap of $1,396,800.
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The 2026 Loan Limits Comparison Table for St. Bernard county, in Chalmette, LA, offers detailed insights into maximum loan figures for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To compare requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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