2025 FHA Loan Limits for Chalmette, St. Bernard County, Louisiana

For 2025, the FHA loan limit in St. Bernard county, encompassing Chalmette, LA, is $472,030 for a single-family home. For properties with two units, the limit is $604,400, for three-unit homes it is $730,525, and for those with four units, the maximum is $907,900.

For conventional loans, the maximum amount on a single-family home is $726,200. Those with two units are capped at $929,850, while three-unit houses are limited to $1,123,900, and four-unit structures have a cap of $1,396,800.

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Discover Your Loan Alternatives in Chalmette, LA

With the Lendersa® calculator, compare FHA terms and rates with those of other loan programs. Investigate options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans side by side with FHA offerings.

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The 2025 Loan Limits Comparison Table for St. Bernard county, in Chalmette, LA, offers detailed insights into maximum loan figures for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To compare requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Chalmette county of St. Bernard, LA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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