For 2026, the FHA loan limits in Cottonport, within Avoyelles county of LA, are $472,030 for single-family homes. The cap for two-unit properties is $604,400, for three-unit homes it goes up to $730,525, and for residences with four units, it reaches $907,900.
Conventional loans can reach a maximum of $726,200 for a single-family home. For two-unit homes, $929,850 is the limit, increasing to $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to check today’s best FHA rates and explore the necessary down payment, income, credit, reserves, and documents required for qualifying.
The Lendersa® calculator enables comparisons of FHA rates and terms with other loan offerings, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This tool allows for a comprehensive exploration of available choices.
Accessing data from thousands of lenders, Lendersa® efficiently assesses this information against your financial profile and unique needs.
For 2026 in Cottonport, part of Avoyelles county, LA, the Loan Limits Comparison Table provides detailed insights into maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To deeply evaluate requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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