In 2026, the FHA loan limit in Pineville, located in the county of Rapides, LA, is $472,030 for a single-family residence. For properties with two units, the cap is $604,400, it becomes $730,525 for three units, and reaches $907,900 for four-unit buildings.
The highest permissible loan amount for conventional loans on a single-family home is $726,200, with two-unit homes capped at $929,850. For three units, it is $1,123,900, and for four-unit properties, the limit is $1,396,800.
Utilize our FHA calculator to see today's best FHA rates and figure out the necessary down payment, income, credit score, reserves, and documents needed to qualify.
The Lendersa® calculator is a valuable tool for contrasting FHA rates and terms with those of other available loan programs. Investigate and compare options like conventional, jumbo, VA, USDA, non-QM, and hard money loans together with FHA alternatives.
Lendersa® aggregates comprehensive data from thousands of lenders, allowing it to quickly match your financial profile and needs against various loan programs.
The Loan Limits Comparison Table for 2026 in Pineville county of Rapides, LA helps you compare FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loan limits. For assessing qualification needs such as income, reserves, and credit requirements, explore using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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