In the year 2026, the FHA loan limit for the county of Concordia, located in Ferriday, LA, is set at $472,030 for a single-family residence. For two-unit properties, it's $604,400, then $730,525 for three-units, and $907,900 is designated for properties with four units.
When it comes to conventional loans, the maximum you can borrow for a single-family dwelling is $726,200. For two-units, the limit is $929,850. It increases to $1,123,900 for homes with three units, and for those with four units, the cap is $1,396,800.
Use our FHA calculator to access the best FHA rates available today, and determine the necessary down payment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator makes it simple to contrast FHA rates and terms with those of other loans, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This comprehensive comparison broadens your understanding of available options.
Lendersa® has access to an extensive database of information from thousands of lenders, enabling it to quickly match this against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in the county of Concordia, Ferriday, LA, provides a detailed overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper comparison of qualification requirements, such as income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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