In the year 2026, the FHA loan limits for Winnsboro county within Franklin, LA, are defined as follows: for a single-family home, the limit stands at $472,030. The two-unit property limit is set at $604,400, three-units are capped at $730,525, and for four-unit properties, the maximum is $907,900.
The conventional loan ceiling for a single-family residence is $726,200. For two-unit dwellings, it is $929,850, for three-unit residences, it's $1,123,900, and for four units, the cap is $1,396,800.
Leverage our FHA calculator to uncover today's optimal FHA rates, determining your down payment, income requirements, credit, reserves, and needed documents for eligibility.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with various other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, helping buyers explore available options.
Drawing data from a vast network of lenders, Lendersa® swiftly evaluates offerings based on your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Winnsboro, county of Franklin, LA, details maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers comprehensive insights.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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