In 2026, the FHA loan limit for Ball, within Rapides county of LA, is established as $472,030 for a single-family home. For two-unit dwellings, the cap is $604,400, for three-units, it's $730,525, and for properties with four units, the limit reaches $907,900.
Regarding conventional loans, the maximum for a single-family home is $726,200. For two-unit residences, the maximum amount is $929,850; for three units, it's $1,123,900, and for homes with four units, it rises to $1,396,800.
Utilize our FHA calculator to find today's most favorable FHA rates and determine the necessary down payment, income level, credit score, reserves, and documentation required for eligibility.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with those of other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This comparison is crucial for making informed financial decisions.
Lendersa® utilizes data collected from thousands of lenders, quickly aligning this information against your specific financial needs and profile.
For 2026 in Ball, county of Rapides, LA, the Loan Limits Comparison Table offers an in-depth look at the maximum amounts for loans including FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an excellent resource for comparing qualification requirements like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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