In 2026, the FHA loan limit in Gonzales, within Ascension county, LA, is set at $472,030 for a single-family home, extends to $604,400 for two-unit residences, $730,525 for three units, and reaches $907,900 for four-unit properties.
The maximum loan amount permissible for conventional loans in single-family residences is $726,200. For two-unit homes, it is $929,850, rising to $1,123,900 for three units, and peaks at $1,396,800 for four units.
Use our FHA calculator to access today’s leading FHA rates and evaluate the downpayment, income, applicable credit, reserves, and documentation required for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those offered by other loan programs. Explore various options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® compiles loan data from thousands of lenders and promptly aligns it with your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Gonzales county of Ascension, LA, provides a detailed comparison of maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money products. To examine qualification standards such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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