For 2026, the FHA loan limit in St.-Gabriel, within Iberville county, LA, is $356,362 for a single-family home. The limits increase to $456,275 for two units, $551,500 for three units, and reach $685,400 for four-unit residences.
Conventional loans on a single-family home have a maximum of $548,250, extending to $702,000 for two-unit buildings, $848,500 for three, and $1,054,500 for four units.
Use our FHA calculator to access today’s best FHA rates and find out what is needed in terms of down payment, income, credit score, reserves, and required documents for qualification.
The Lendersa® calculator helps you compare the rates and terms of FHA loans with other loan programs. Discover alternatives like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans in comparison to FHA.
Lendersa® captures detailed loan program data from thousands of lenders and rapidly aligns it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in St.-Gabriel, Iberville, LA, shows the highest possible amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To analyze qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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