FHA Loan Limits for Hammond, Tangipahoa County, LA in 2026

In 2026, the FHA loan limit in Hammond county of Tangipahoa, LA is set at $472,030 for a single-family home. For 2-unit residences, the limit increases to $604,400. If considering a 3-unit property, the limit goes up to $730,525, and for 4-units, it reaches $907,900. These limits guide homebuyers using FHA loans to stay within financial reach.

Conventional loan maximum amounts on a single-family home are $726,200. For an establishment housing 2-units, the cap is $929,850. For 3-unit properties, the ceiling is $1,123,900, and for 4-units, it maxes out at $1,396,800. These caps provide a framework for understanding the limits in conventional financing.

Use our FHA calculator to determine today’s FHA optimal rates, and calculate essential factors like downpayment, income, credit, reserves, and documents needed to qualify. This tool helps prepare you for the financial aspects of securing an FHA loan.

Explore and compare loan offers from 100 different lenders to find the best fit for your needs today.

Consider Your Loan Choices in Hammond, LA

Lendersa® calculator offers the ability to compare FHA rates and terms with those of other available loan programs. Dive into options such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans when comparing against FHA terms.

Lendersa® provides rapid access to comprehensive loan program data from thousands of lenders, swiftly aligning with your unique financial situation and needs.

Our Loan Limits Comparison Table for 2026 in Hammond, within Tangipahoa, LA, offers insights into maximum loan amounts across diverse options: FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For assessing requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which helps you make the best-informed decision possible.

Loan limits Hammond county of Tangipahoa, LA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Hammond FHA Lenders

  • The Right Choice Mortgage, LLC.
  • 14444 University Ave, Hammond, LA, 70401
  • Lends in Louisiana
  • AT Right Choice Mortgage distinguishes itself from the competition with unmatched customer service. Our friendly staff has over 30 years combined experience in the mortgage industry and we strive to make you a client for life. We want to be your Right Choice each and every time. We will go above and beyond for you

  • HomeKey Mortgage, LLC
  • 112 W Morris Avenue, Hammond, LA, 70403
  • Lends in Louisiana
  • At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,

  • CTH Mortgage LLC
  • 18300 S I-12 Service Road, Suite 100, Ponchatoula, LA, 70454
  • Lends in Louisiana
  • CTH Mortgage is a residential mortgage lender licensed in Louisiana and Mississippi. Home financing is an important decision and we are committed to making your purchase We offer a variety of residential mortgage products including Construction loan programs such as One Time Close Construction and Conventional and Government programs.

  • Heritage Bank of St Tammany
  • 205 North Columbia Street, Covington, LA, 70433
  • Lends in Louisiana
  • Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.

  • CUSA Federal Credit Union
  • 50 Louis Prima Drive, Suite A, Covington, LA, 70433
  • Lends in Louisiana
  • Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.

  • American Bank & Trust Company Covington
  • 1819 N. Columbia Street, Covington, LA, 70433
  • Lends in Louisiana
  • American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.

  • Weeks Team Inc
  • 125 N Theard St, Suite B, Covington, LA, 70433
  • Lends in Louisiana
  • Your one stop mortgage resource. We would love the opportunity to serve anyone who is looking to buy, sell, or refinance residential properties. We can help you in Louisiana, Mississippi, Alabama, & Florida. We Believe every client is unique. You are more than just a loan and a loan should help you achieve your goals and dreams.

  • Vista Mortgage
  • 522 N New Hampshire St, Suite 7, Covington, LA, 70433
  • Lends in Louisiana
  • Vista Mortgage offers over 20 years of mortgage lending experience! Our goal is to make the mortgage process simple and stress free. We strive to be there for our clients, and can be reached after hours if neccassary! We are here to make the mortgage process as simple as possible for all of our clients.

  • Arbor Lending
  • 5001 Hwy 190, Suite B5, Covington, LA, 70433
  • Lends in Louisiana
  • We've been helping customers afford the home of their dreams for many years and we love what we do. There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.

  • Ace Mortgage Company
  • 711 River Highlands Blvd., Covington, LA, 70433
  • Lends in Louisiana
  • At Ace Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you