As of 2025, the FHA loan limit in Ponchatoula, within Tangipahoa county of LA, is $472,030 for a single-family home. For properties with two units, the limit is $604,400; it climbs to $730,525 for three-unit homes and reaches $907,900 for four-unit buildings.
The cap for conventional loan amounts on a single-family residence is $726,200, with the limit being $929,850 for two-units, rising to $1,123,900 for three units, and maximizing at $1,396,800 for four-unit properties.
Utilize our FHA calculator to access today’s leading FHA rates and evaluate the necessary downpayment, required income, credit score, reserves, and documents for qualification.
The Lendersa® calculator provides an opportunity to compare FHA rates and terms with those of other loan programs. Investigate alternatives such as conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans along with FHA.
Lendersa® gathers comprehensive loan program data from thousands of lenders, enabling it to swiftly align with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Ponchatoula county of Tangipahoa, LA, showcases maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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