For 2026, the FHA loan limit in Covington, located in St. Tammany county, LA, is established at $472,030 for a single-family home. It changes to $604,400 for two-unit residences, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
The cap for conventional loans on a single-family property is $726,200. For two-unit homes, the limit is $929,850, for three units it is $1,123,900, and it reaches $1,396,800 for four-unit dwellings.
Utilize our FHA calculator to discover today’s leading FHA rates and understand the downpayment, income, credit requirements, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those found in other loan programs. Discover options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® pulls in loan program data from thousands of lenders, allowing for swift comparisons with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Covington county, St. Tammany, LA, shows maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money. To analyze qualification standards such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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