For 2026, the FHA loan limit in Jefferson county, which includes Harvey, LA, is set at $472,030 for a single-family home. For two-unit buildings, it is $604,400; for three-unit properties, it's $730,525; and for four-unit homes, the cap is $907,900.
The maximum limit for conventional loans is $726,200 for a single-family home, whereas two-unit properties can go up to $929,850. Three-unit buildings are limited to $1,123,900, and for four-unit developments, up to $1,396,800 is allowed.
Try out our FHA calculator to find the best FHA rates available today. Additionally, it offers insights on the down payment, income levels, credit score requirements, reserve funds, and documents needed for qualification.
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The Lendersa® calculator empowers you to match FHA rates and terms with those of a variety of other loan programs. Investigate and contrast options such as conventional, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA offerings.
Lendersa® pulls loan program data from a vast network of lenders and provides a comparison finely tuned to your financial profile and needs promptly.
For 2026, the Loan Limits Comparison Table for Harvey county in Jefferson, LA, facilitates the comparison of maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To review qualification criteria like income, reserves, and credit, Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an excellent resource.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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