2025 FHA (Government Loans) Limits for Timberlane, Jefferson County, Louisiana

In 2025, the FHA loan limit in Timberlane, part of Jefferson county, LA, is set at $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three-unit scenarios, and $907,900 for four-unit properties.

Conventional loans have a maximum limit of $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to check today’s top FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and documents needed for qualification.

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Explore Your Loan Options in Timberlane, LA

The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Evaluate different options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans along with FHA.

Lendersa® compiles loan program data from a vast number of lenders and rapidly compares it with your unique financial profile and requirements.

For 2025 in Timberlane, within Jefferson, LA, the Loan Limits Comparison Table provides insight into maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To analyze qualification factors such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Timberlane county of Jefferson, LA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Universal Lending Services Inc
  • 5750 Johnston Street, Suite 102, Lafayette, LA, 70503
  • Universal Lending is one of the most experienced mortgage companies in the area, with over 96 years combined experience throughout our team. Serving the state of Louisiana, we have the resources necessary to close loans quickly and efficiently. Among those resources are our relationships with local, regional, national lenders, and investors.
  • Prestige Mortgage of Louisiana LLC
  • 3639 Ambassador Caffery Pkwy, Suite 420, Lafayette, LA, 70503
  • Prestige Mortgage of Louisiana LLC. is committed to providing our clients with the highest quality financial services combined with the lowest costs and rates available in the area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically.
  • Executive Mortgage, llc.
  • 3639 Ambassador Caffery, Suite 302, Lafayette, LA, 70503
  • Our staff of mortgage professionals will give you the personal attention you deserve and treat you with the respect due to a valued customer. We understand you’re making a commitment in buying a new home or refinancing your current home. So, in turn, we will also make a commitment to you. We will help you qualify, apply
  • FAMILY FIRST MORTGAGE
  • 3909 Ambassador Caffery Parkway, Lafayette, LA, 70503
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • InterTrust Mortgage, L.L.C.
  • 1027 Harding Street, Lafayette, LA, 70503
  • InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.
  • Meritus Credit Union
  • 515 Guilbeau Road, Lafayette, LA, 70506
  • Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
  • Central Mortgage Services, Inc
  • 209 North Luke Street, Lafayette, LA, 70506
  • Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.
  • Rayne Building & Loan Association
  • 200 North Adams Avenue, Rayne, LA, 70578
  • Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.
  • The Cottonport Bank
  • 153 Cottonport Avenue, Cottonport, LA, 71327
  • Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.
  • Enterprise Corporation of the Delta
  • 4 Old River Pl, Suite A, Jackson, MS, 39202
  • HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing
  • Endurance Mortgage
  • 5101 Highway 28 East, Pineville, LA, 71360
  • We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.
  • Southern Heritage Bank LA
  • 701 4th St, Suite B, Alexandria, LA, 71301
  • Southern Heritage Bank is an independently owned community Bank with a concern for meeting the financial needs of the residents of Rapides, Catahoula, and LaSalle parishes. Southern Heritage Bank is currently celebrating 44 years of service to residents of Lasalle, Catahoula and Rapides Parishes!