In 2026, the FHA loan limit in Timberlane, part of Jefferson county, LA, is set at $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three-unit scenarios, and $907,900 for four-unit properties.
Conventional loans have a maximum limit of $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to check today’s top FHA rates and determine the necessary downpayment, income, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Evaluate different options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans along with FHA.
Lendersa® compiles loan program data from a vast number of lenders and rapidly compares it with your unique financial profile and requirements.
For 2026 in Timberlane, within Jefferson, LA, the Loan Limits Comparison Table provides insight into maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To analyze qualification factors such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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