In 2026, the FHA loan limit in Woodmere, part of Jefferson county, LA, is preset at $472,030 for a single-family home. For two units, the limit is $604,400, moving up to $730,525 for three units, and reaching $907,900 for four-unit dwellings.
For conventional loans, the maximum on a single-family residence is $726,200. This extends to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to access today’s leading FHA rates and see the required downpayment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator enables you to contrast FHA rates and terms with those available in other loan programs. Discover options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
By drawing loan program data from thousands of lenders, Lendersa® provides swift and tailored comparisons against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Woodmere county, within Jefferson, LA, provides an analysis of FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money maximum loan amounts. To compare qualification standards such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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