In 2025, the FHA loan limit in Jefferson, part of Jefferson county, LA, is set at $472,030 for a single-family home. For two units, it's $604,400, increasing to $730,525 for three units, and reaching $907,900 for four-unit buildings.
The maximum loan amount for conventional loans on single-family homes is $726,200. It rises to $929,850 for two-unit homes, $1,123,900 for three units, and peaks at $1,396,800 for four-unit residences.
Use our FHA calculator to discover today’s leading FHA rates and see the required downpayment, income, credit score, reserves, and documentation needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Investigate options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans along with FHA.
Lendersa® gathers loan program data from thousands of lenders and quickly aligns it with your unique financial profile and requirements.
For 2025, the Loan Limits Comparison Table in Jefferson, within Jefferson, LA, provides insights into maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To understand qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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