For the year 2026, the FHA loan limit in River-Ridge, within the county of Jefferson, LA, is set at $356,362 for a single-family home. For properties with two units, the limit is $456,275, rising to $551,500 for three units, and reaching $685,400 for four-unit residences.
The maximum loan amounts for conventional loans begin with $548,250 for a single-family residence, go up to $702,000 for two-unit structures, increase to $848,500 for three-unit buildings, and cap at $1,054,500 for four-unit properties.
Use our FHA calculator to discover today’s leading FHA rates and ascertain what is needed regarding down payment, income, credit, reserves, and documents for eligibility.
The Lendersa® calculator provides a comprehensive tool to compare FHA rates and terms alongside those of alternative loan programs. Delve into comparisons involving conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA.
Lendersa® aggregates loan program data from a broad spectrum of lenders, swiftly aligning it with your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for River-Ridge, Jefferson, LA sheds light on the highest loan values permitted for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For thorough analysis on eligibility criteria such as income, reserves, and credit, consult Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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